Are you waiting for interest rates to drop?

Waiting to buy a home until interest rates drop? You *might* want to reconsider.
Let us explain.
While it's true that lower interest rates make it cheaper to borrow money, interest rates are just one of a few factors that determine affordability.
Another is demand. When rates drop, demand increases because more people can afford to buy. As a result, prices tend to inch upward as interest rates dip down.
In other words, if you wait to buy a home until interest rates drop, you may find you can't afford the home you want because prices have jumped even more. If the payment makes sense for you now, despite the interest rates, then now is the time to buy!
If you're serious about buying, the best thing you can do is to talk to a trusted lender now to discuss your options and work with us to make a strategy to purchase.
If you are ready, we can help you find a home that fits your budget and needs — regardless of what rates are doing.
Let us know if you want to talk more about navigating this market, we are here to help you make the best decision for you and your family.

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Comprised of mother and daughter duo Margaret Kent and Amanda Sandoval, the Kent & Sandoval Team is dedicated to listening intently and matching individuals and families with the properties, buildings and neighborhoods that best suit their needs. Every Home Has A Story, Let Us Tell yours!
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