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What is a Mortgage Rate Buy-Down?

A question we get often lately is, what is a mortgage rate buy-down?
 
Essentially, a buy-down is when you pay upfront to buy-down point on your mortgage rate for a set amount, which in turn lowers your monthly payments. By using a mortgage rate buy down, you can save thousands of dollars over the life of your loan, making your home more affordable and freeing up cash.
 
By doing this, you could save money over the life of your loan. It's a smart way to make your dream home more affordable and free up cash for other expenses.
 
If you want to learn more about how a mortgage rate buy-down could work for you, feel free to reach out to us.
 

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Comprised of mother and daughter duo Margaret Kent and Amanda Sandoval, the Kent & Sandoval Team is dedicated to listening intently and matching individuals and families with the properties, buildings and neighborhoods that best suit their needs. Every Home Has A Story, Let Us Tell yours!
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